Permanent Disability Cover
Permanent Disability Benefit Includes
Like with the Accident benefit, pre-authorisation is needed and EssentialMED needs to be informed of the accident within 48 hours of the event occurring. Available once per policy lifetime. Any costs already paid under the Accident Hospitalisation benefit will be deducted from the benefit limit.
Permanent Disability means permanent and total loss of or use of (as a result of an accident):
- Speech
- Hearing in both ears
- Sight in one or both eyes
- Loss of one or both eyes
Choose from 3 Levels of Cover
- Up to R200 000 per disability reason for the main member only
- Up to R250 000 per disability reason for the main member only
- Up to R250 000 per disability reason for the main member and spouse
- 6 month waiting period for the spouse
More Life & Funeral benefits
Funeral Cover
Cash payment in event of the death of an insured member. Add funeral cover to your Day-to-Day or Accident benefits at the level you want
Permanent Disability Cover
Cash payment in event of an accident causing permanent disability for you or your spouse. Add to your Hospital benefits at the level of cover you want
Lump Sum Payments
Life benefits pay out a lump sum to the member less costs incurred for treatment if applicable.