Intensive Care Unit, also known as a critical care unit (CCU), is a special department of a hospital or health care facility that provides intensive care medicine. Intensive care units cater to patients with severe and life-threatening illnesses and injuries, which require constant close monitoring and support from specialist equipment and medications in order to ensure normal bodily functions.
The benefit is in addition to the daily Hospitalisation Benefit. ICU costs are claimed under the ICU benefit first and additional costs may then apply to the Hospitalisation benefit.
ICU costs incurred as a result of an Accident Event are claimed under the Accident Hospitalisation benefit.
If you are initially hospitalised in ICU/High Care and then transferred to a normal ward, the daily tariffs for normal ward will be calculated as from admission date to hospital. For example: if you have been in ICU for 3 days, day 1 to 3 will be calculated on ICU/High Care tariffs and your normal ward benefit will be calculated from day 4 tariffs onwards. If you were admitted the normal ward for 5 days and then transferred to ICU/High Care for another 5 days, your benefit will be calculated as follows: Day 1-5 based on normal ward tariffs and day 6-10 based on ICU/High Care tariffs. If you are transferred back to normal ward, the benefit will be calculated as from day 11 on normal ward tariffs. Limited to your annual over all limits.