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Intensive Care Unit Cover

This benefit is in addition to the Hospital benefit and adds higher cover for higher ICU costs.
When things get serious, you might need the machine that goes ping. ICU wards have a lot of expensive equipment in them and as a result tends to cost more than a normal hospital stay. The Hospitalisation benefit alone might not be enough to cover it so the ICU benefit takes that extra burden away with stated amounts to cover any extra costs.


Intensive Care Unit, also known as a critical care unit (CCU), is a special department of a hospital or health care facility that provides intensive care medicine. Intensive care units cater to patients with severe and life-threatening illnesses and injuries, which require constant close monitoring and support from specialist equipment and medications in order to ensure normal bodily functions.

ICU Benefit Includes

5 Consecutive
Covers up to 5 consecutive days
Optional benefit with 2 levels of cover
Waiting Period
3 month waiting period

The benefit is in addition to the daily Hospitalisation Benefit. ICU costs are claimed under the ICU benefit first and additional costs may then apply to the Hospitalisation benefit.

ICU costs incurred as a result of an Accident Event are claimed under the Accident Hospitalisation benefit.

If you are initially hospitalised in ICU/High Care and then transferred to a normal ward, the daily tariffs for normal ward will be calculated as from admission date to hospital. For example: if you have been in ICU for 3 days, day 1 to 3 will be calculated on ICU/High Care tariffs and your normal ward benefit will be calculated from day 4 tariffs onwards. If you were admitted the normal ward for 5 days and then transferred to ICU/High Care for another 5 days, your benefit will be calculated as follows: Day 1-5 based on normal ward tariffs and day 6-10 based on ICU/High Care tariffs. If you are transferred back to normal ward, the benefit will be calculated as from day 11 on normal ward tariffs. Limited to your annual over all limits.

Choose from 2 Levels of Cover

Level 1
  • ICU or High Care costs Daily Benefit amount of R13 250 per member per event up to a maximum of 5 days per event.
Level 2
  • ICU or High Care costs Daily Benefit amount of R21 200 per member per event up to a maximum of 5 days per member per event.

More Hospital benefits