Hospitalisation Cover

The benefit that offers cover for your planned hospital stay. Private hospital stay.
 
 
Planned procedures, like a knee operation, or illnesses, like a kidney stone, will probably see you in hospital for a few days. We’re not thrilled this is happening to you but we’re happy to help cover you with a benefit that pays for your hospital and associated medical costs for up to 21 days. Take off that hospital gown that shows your undies and get back on your feet.
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Hospitalisation Benefit Includes

Pays out for up to 21 consecutive days in hospital
3 levels of cover to choose from
3 month waiting period for admission day benefits

Pre-authorisation is required at least 48 hours before admission and the member must be admitted for at least 24 consecutive hours for the benefit to come into effect.

Level 3 stated conditions have a 12 month waiting period, and 24 months for hysterectomy.

Procedures must be diagnosed and medically necessary. We don’t cover elective surgery nor admission for diagnostic purposes.

Choose from 3 Levels of Cover

Level 1
Admission days
  • Up to R6,500 for the 1st day
  • Up to R4,500 for the 2nd & 3rd day each
  • Up to R1,500 per day thereafter up to a maximum of 18 days
Level 2
Admission days
  • Up to R10,000 for the 1st day
  • Up to R6,500 for the 2nd day
  • Up to R5,000 for the 3rd day
  • Up to R1,500 per day thereafter up to a maximum of 18 days
Level 3
Admission days
  • Up to R10,000 for the 1st day
  • Up to R6,500 for the 2nd day
  • Up to R5,000 for the 3rd day
  • Up to R1,500 per day thereafter up to a maximum of 18 days
Stated conditions are covered separately
  • Hernia: R20,000
  • Appendectomy: R35,000
  • Gallbladder / Kidney stones: R35,000
  • Miscarriage: R10,000
  • Hysterectomy: R45,000
 

More Hospital benefits