Benefits

Dread disease cover is uniquely important in South Africa for several reasons, not the least of which is that it was actually invented by Dr Marius Barnard, the brother of famed local surgeon Dr Chris Barnard. Chris Barnard performed the world’s first human-to-human heart transplant in 1967, so these two local pioneers understood a lot about health needs in the country, as well as how to deliver on them.

In health insurance terms, dread disease implies severe Illnesses such as heart attack, cancer and strokes which have a significant and ongoing impact on your health and lifestyle. 

Dread disease or Critical Illness cover is designed to help with costs associated with lifestyle changes as a result of suffering from and surviving a dreaded disease.

If you’re diagnosed, and according to the stage of the disease, heart attack, coronary heart disease, cancer, stroke, kidney failure, organ transplant, paraplegia, blindness and more are covered. Packages range from R185 000 to R350 000. Pre-existing conditions can be excluded for 24 months, so again it’s important to get health cover before any issues arise.

Create your own ideal cover today and don’t pay for the benefits you don’t want with Essential Med’s modern approach to health insurance.