Dread Disease Cover
Dread Disease Benefit Includes
The stated amounts are available once per policy for any dread disease occurrence and can’t be reinstated. The benefit does not cover claims in addition to any other hospital benefits. Pre-authorisation is required.
Our dread disease list includes
- Heart Attack
- Chronic Coronary Heart Disease
- Stroke
- Cancer
- Kidney Failure
- Major organ transplant:
- Kidney
- Heart
- Lung
- Liver
- Pancreas
- Bone Marrow.
The SCIDEP staging applies only to certain illnesses.
- (most severe): 100% of the available benefit
- 75% of the available benefit
- 50% of the available benefit
- (least severe): 25% of the available benefit
With regards to Dread Disease:
Upon payment of 100% of the Compensation for
any one claim under Dread Disease in respect of any Insured Person, all cover
provided shall be terminated and cannot be reinstated in respect of the Dread
Disease Benefit that has been paid for that Insured Person. Compensation under
Dread Disease shall not be in addition to any other benefit covered under this
policy.
Choose from 3 Levels of Cover
- With a maximum limit up to R196 100 per lifetime per member. The
maximum limit applicable
will be determined based on the stage of illness - Stage 1 25%
- Stage 2 50%
- Stage 3 75%
- Stage 4 100%
- With a maximum limit up to R265 000 per lifetime per member. The maximum limit applicable will be determined based on the stage of illness
- Stage 1 25%
- Stage 2 50%
- Stage 3 75%
- Stage 4 100%
- With a maximum limit up to R371 000 per lifetime per member. The maximum limit applicable will be determined based on the stage of illness
- Stage 1 25%
- Stage 2 50%
- Stage 3 75%
- Stage 4 100%
More Life & Funeral benefits
Funeral Cover
Cash payment in event of the death of an insured member. Add funeral cover to your Day-to-Day or Accident benefits at the level you want
Permanent Disability Cover
Cash payment in event of an accident causing permanent disability for you or your spouse. Add to your Hospital benefits at the level of cover you want
Lump Sum Payments
Life benefits pay out a lump sum to the member less costs incurred for treatment if applicable.