Acute or chronic conditions are those which tend to last for a period longer than three months, which means that they need specialised, long-term treatment. They can come on quite suddenly with very little warning, or symptoms can build up gradually over time. Whichever way it happens it can be an unpleasant change to your lifestyle, but it can be controlled with a little planning and the addition of acute and chronic medication allowances on your health insurance policy.

Chronic diseases include, but are not limited to, Alzheimer disease or dementia, arthritis, asthma, cancer, Crohn disease, cystic fibrosis, diabetes, HIV and heart disease. Conditions like this are often incurable, but there is a high degree of success in managing the associated symptoms.

The real trouble comes in when you need to pay for ongoing medications to treat symptoms. When those costs are coming directly out of your pocket for a prolonged period it can become a burden, but that’s where Essential Med can help.

Essential Med is the modern solution to South African health cover which allows you to pick and choose what sort of cover you want in your policy, and not pay for anything you don’t feel you need.

All acute medication is linked to your doctor consultation and may be dispensed one of our network doctors, or collected via a script from any pharmacy linked to our medicine formulary. An over the counter monthly benefit amount is also available upon pre-authorisation.

Ensure that you’re prepared by getting the cover you need today, at a price you can afford.