Get medical cover from R272 per month

The life of a young single person can be demanding, with growing responsibilities adding to the costs while you claw your way up the corporate ladder.

This phase of your life is exciting but often you are on a limited budget to cater for everything you need. At Essential Med, we want to help you enjoy a balanced lifestyle, without the worry of medical costs.

Skipping out on a visit to the GP because of the consultation fee shouldn’t be an option, as it can quickly become a larger problem that can have a devastating impact on your life and budget.

This is why we have structured a plan that will cater for your specific lifestyle needs, and budget. Check out the full list of day-to-day benefits and hospital cover in our Young Single Person plan:

Hospital Cover

Accident Hospitalisation

Benefit Level 1

Cover to the amount of R75 000 per event for single policyholder with Annual Overall Limit (AOL) of R150 000. R150 000 per event for families subject to AOL of R300 000. No waiting period applicable.

Illness Hospitalisation

Benefit Level 1

1st 24hrs: up to R6 500
Day 2: up to R4 500
Day 3: up to R4 500
Day 4 onwards: up to R1 500 per day, maximum of 21 days’ total admission.
The above amounts are applicable in the event of planned hospitalisation. Subject to 3 month waiting period.

Emergency Casualty Visits

Benefit Level 1

For those after hour emergencies that are never planned for and don’t require admission, we offer generous cover to help pay for costs at Casualty Rooms up to R2000 in total per annum. No waiting period applies in cases of accident – 30 day waiting period if due to illness.

Dread Disease

Benefit Level 1

Benefit as extension to Illness (select Illness to make this option available) Heart Attacks, Coronary Heart Disease, Stroke, Cancer and Kidney Failure are a few of the conditions that are covered by this Benefit. R9 000 a day while admitted for a confirmed Dread Disease and up to the maximum benefit limit of R185 000 will be paid out according to the staging of the disease. 12 month waiting period applies. 24m if pre-existing condition.

Permanent Disability

Benefit Level 1

Should an accident occur that results in permanent disability, for example a loss of a limb, a Permanent Disability Benefit amount of up to R200 000 will be paid out less costs already paid. Main member only. No waiting periods applied.

Funeral Benefits

Funeral Policy - 3m Waiting

A Funeral Benefit of R10 000 will be paid out within 48 hours upon receipt of all required documentation. A 3 month waiting period is applicable to death due to natural causes. No waiting period in the event of death due to accident.

As you navigate the road to success, remember that without your health it would all be meaningless. Choose the Young Single Person Plan at Essential Med and one of our friendly consultants will help you finalise a policy that is perfectly suited to your needs and budget.

* approximately – prices may vary on application based on choices