Get medical cover from R206 per month

The life of a student is fast, furious and fun – but that doesn’t mean it needs to be reckless. At Essential Med, we have built medical cover that perfectly fits into your lifestyle, without cramping your style or budget.

Our day-to-day benefits and hospital cover will ensure that you are ready for any and every adventure on the horizon. Medical bills can have a catastrophic effect on a small budget, so make sure that you can see a GP whenever you need, without having to shoulder the costs.

Here is the full list of benefits offered in the Essential Med Student Plan:

Hospital Cover

Accident Hospitalisation

Benefit Level 1

Cover to the amount of R75 000 per event for single policyholder with Annual Overall Limit (AOL) of R150 000. R150 000 per event for families subject to AOL of R300 000. No waiting period applicable.

Emergency Casualty Visits

Benefit Level 1

For those after hour emergencies that are never planned for and don’t require admission, we offer generous cover to help pay for costs at Casualty Rooms up to R2000 in total per annum. No waiting period applies in cases of accident – 30 day waiting period if due to illness.

Permanent Disability

Benefit Level 1

Should an accident occur that results in permanent disability, for example a loss of a limb, a Permanent Disability Benefit amount of up to R200 000 will be paid out less costs already paid. Main member only. No waiting periods applied.

Funeral Benefits

Funeral Policy - 3m Waiting

A Funeral Benefit of R10 000 will be paid out within 48 hours upon receipt of all required documentation. A 3 month waiting period is applicable to death due to natural causes. No waiting period in the event of death due to accident.

Live life to the fullest while making memories and friendships that will last a lifetime; without risking your health.

Once you choose the Student Plan at Essential Med online, one of our expert consultants will help you finalise the policy while making any required changes to help you enjoy cover that is as unique as you are.

* approximately – prices may vary on application based on choices