When you first start working, you don’t earn much. Every young professional knows this. There aren’t many careers where you earn a decent salary at an entry-level position. But that doesn’t mean you shouldn’t be in charge of your finances. In fact, because you earn a less than ideal paycheque, you should be more concerned with your finances than anyone else. Which is why there are four financial decisions every young professional should make.
One day you will have to retire. You can’t work forever but you already know that. In fact, you may be counting down the years until you can finally walk out of the office for good. You’re looking forward to having the time to focus on your hobbies and interests. You’ll finally have the freedom to travel for months on end and see your family and friends whenever you like. Yes, retirement can be great. But only, of course, if you plan for it properly. So, here’s what you need to know about planning for retirement.
Many people want to start having children at a young age. They don’t want to be parents later in life because they want to feel active and youthful while their children are growing up. And this is perfectly okay. It’s all about when you’re ready. But are you really ready for parenthood? Here are some questions you need to ask yourself before you consciously take the plunge.
Many people dream of success. They have big goals and know exactly how they’re going to reach them. These people are driven and won’t stop until they’re in the position they want to be. And there’s nothing wrong with that. In fact, ambition is often admirable when coupled with hard work. If you’re one of these people, have an excellent work ethic and know everything these is to know about your industry, there are very few things that can stop you from landing your dream job. Except, of course, for your health.
Health insurance is one of those policies you simply can’t live without. Why? Because you never know what may happen in the future. You can’t be sure you won’t be ill. You won’t be warned about a car accident before it happens. And you’ll never know at the beginning of the day whether you’re going to end up in the emergency room or not. And that’s why it’s important you have the peace of mind that only health insurance can offer you.
Retiring is never easy, especially when you love your job. But it is necessary. For one thing, you want to give younger employees the chance to rise through the ranks and you can’t do that when you’re holding onto your position. For another, you’re getting older and the time has come for you to relax and enjoy the freedom that you’ve worked so hard to earn. You deserve the time off.
Receiving your first salary is exciting. For the first time, you’re earning your own money. And there’s nothing quite like the feeling when your first paycheque arrives in your bank account. But, of course, you probably won’t earn as much as you’d like when you first start out. You’re starting out at the bottom and your salary reflects that.
Many people believe they don’t need hospital insurance in South Africa. They think they’re in good health now, they’ve never been particularly sickly, and illnesses and disease don’t run in their family. So, they think they’ll never need hospitalisation. They think it’s an unnecessary expense because they’ll never use it.
Your family is the most important thing in your life. No matter how much you enjoy your job, no matter how much you like watching or playing sports, your family always comes first. They’re the people you care most about in the world. You’d do anything for them. Which is why you need to protect them.
So now that you know what can go wrong while you are on holiday, let’s see how Essential Med can keep you in peak condition so that you can keep enjoying your well-deserved break.
Our national network of health care providers, which include GPs, Pharmacies, Emergency Rooms and Private Hospitals will be able to assist you when you need immediate medical attention.
At Essential Med we’ve long felt that health insurance needs to be more accessible, more affordable and more relevant to South Africans’ needs, and so we’re delighted to be launching a brand new form of medical insurance cover. The new cover allows our clients to build their own health insurance plans, selecting the cover options they need while excluding the elements they don’t.
For better or worse, one of the primary treatments of clinical depression is antidepressants and they come with a group of negative side effects. For some people, these side effects will be temporary and will go away on their own. For others, the side effects may not go away and, in fact, may become intolerable.
If side effects seem unendurable, you may be tempted to stop taking an antidepressant or to reduce your dose on your own. Don't do it. Your symptoms may return, and stopping your antidepressant suddenly may cause withdrawal-like symptoms.