Essential Med is not a medical aid. Our day-to-day healthcare benefits are a pre-paid preventative healthcare service and our hospital plan insurance contingencies are covered by our stated benefit hospital cover.

The key differences between a medical aid and health insurance are:

Another key difference is the affordability of health insurance opposed to traditional medical aids. Essential Med gives those often excluded from medical aids, due to cost barriers, access to private healthcare and is also a great complementary product to existing medial aids, giving members increased benefits.

If you would like the difference further explained please contact us on 0860 900 900

No. Unlike medical aid, health insurance offers no tax benefits to policyholders.