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Essential Med - Basic Policy Option

Our Basic healthcare insurance plan and policy option is ideal for a healthy, active individual or family that is looking for reliable, qualitative day-to-day healthcare benefits and hospitalisation cover in the event of an accident or emergency as well as insurance benefits in the case of permanent disability or death.

Our Basic policy option is available as:

  • Day-to-day healthcare benefits only
  • Hospital cover only
  • Comprehensive (both Day-to-day benefits and hospital cover)

 

Benefits
Illness hospitalisation
Maternity hospitalisation benefits
Dread disease
Accident hospitalisation
Permanent disability benefit
Emergency rooms / Casualty visits
Death benefit – principal only
General practitioners
Emergency / out of network visits
Maternity benefits
Acute medication
Chronic medication
Basic dentistry
Optometry
Radiology
Pathology
 
Day-to-Day Benefits Only
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
unlimited
included
included
unlimited
unlimited
included
included
unlimited
unlimited
Hospital Cover Only
Not Covered
Not Covered
Not Covered
Up to R75 000 per incident
R200 000 Principal only
R2 000 annually
R5 000
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Not Covered
Comprehensive
Not Covered
Not Covered
Not Covered
Up to R75 000 per incident
R200 000 Principal only
R2 000 annually
R5 000
unlimited
included
included
unlimited
unlimited
included
included
unlimited
unlimited
An illness top up benefit of a maximum of R25,000 per individual and a maximum of R40,000 per family per incident. This benefit is accessed in instances where the normal Illness benefit is exhausted.
 
Principle Member
Spouse
Child Dependant
Adult Dependant
 
Monthly Premium
R322
R216
R156
R180
Monthly Premium
R161
R79
R40
R50
Monthly Premium
R439
R368
R237
R330