Cancellation procedure

You may terminate your policy by giving 30 days’ written notice. In this case, you will enjoy cover for the remainder of the month for which the last premium was collected. No premiums will be refunded.

Essential Med reserves the right to cancel your policy or that of any of your dependents if you or any of your dependents:

• Provide false information, or fail to disclose material information when applying for registration.
• Provide false information upon submission of a claim, submit a fraudulent claim, or intentionally allow a service provider to do so on your behalf.
• Allow any other person to use your policy card.
• Without a good explanation, neglect to inform Essential Med that it has paid for services or supplies that were not delivered or received.
• Commit any other fraudulent act.
• Fail to pay premiums.