Protect your family against unforeseen medical costs relating to hospitalisation with Essential Med's hospital plan cover, providing you with access to private hospitals at affordable rates.
Unfortunately, accidents happen and even the healthiest people can end up ill or hurt. In the event of a medical or health emergency you want to make sure you're covered. Which is why Essential Med offers a hospital plan that covers you and your family against unforeseen medical costs.
We understand the importance of your health and are aware that being hospitalised can place a huge strain on your finances. That's why – in the event of a hospital stay longer than 24 hours – our hospital cover provides you with a daily cash benefit.
An Essential Med Hospital Plan provides you with access to private hospitals at an affordable rate. All that is required for hospital pre-authorisation and the payment of a stated benefit to cover in-hospital expenses is your Essential Med membership card and policy number (irrespective of procedure, consultation or service). Putting in claims is also a simple and efficient process.
We recognise that one-size-fits-all offerings rarely provide the specific benefits that individuals need, so we’re changing the face of health insurance by allowing our clients to select the benefit options they need their day-to-day health cover to provide, ensuring it suits their needs and their budget. Configure your own insurance package using our simple plan builder and quote generator.
Affordable, quality hospital cover for you and your family.
Access to countrywide private hospital when you need it.
Prompt and efficient claim payments.
No waiting periods on emergency visits for accidents.
Includes cover for the first 24 hours after admission.